How to use this tool
Choose your currency, enter the labeled values, then calculate. Review the assumptions below. Loan terms can be entered in years or whole months. Repayment tables can be downloaded as CSV.
Good to know
Estimates use your inputs; currency selection changes labels only, not exchange rates. Results are rounded for display. Taxes, fees, inflation and variable rates are excluded unless explicitly entered. Fixed nominal annual interest divided by 12; monthly payments at the end of each period. Calculations retain precision between months, so lender rounding and day-count methods may differ. Mortgage property tax, insurance and HOA are optional fixed estimates; PMI and closing costs are not included.